Hurricane-force winds can destroy roofs, shatter windows, collapse walls, and damage a structure beyond repair. When your insurer disputes the cause or extent of wind damage — arguing that losses resulted from pre-existing conditions, flooding, or normal wear — our attorneys retain engineering experts to document the damage and fight back against these tactics on your behalf.

Flooding and storm surge are among the most destructive forces of a hurricane, and New Orleans property owners know this better than most. Coverage for flood losses is often separate from standard homeowners policies, and many Louisiana property owners carry National Flood Insurance Program (NFIP) coverage or private flood policies in addition to their homeowners policy. Our attorneys help clients navigate both claims simultaneously to ensure nothing is left on the table.

When an insurance company unreasonably denies, delays, or underpays a valid hurricane damage claim, it may be acting in bad faith. Louisiana law provides remedies including penalties of up to 50% of the owed amount plus attorney’s fees against insurers who engage in this conduct. Our attorneys identify and pursue bad faith claims aggressively on behalf of New Orleans policyholders who have been wronged by their insurers.

For New Orleans business owners, a hurricane does not just damage a building — it can close operations for weeks or months, causing devastating income losses. Business interruption insurance is designed to cover lost revenue during this period, but insurers frequently dispute the scope and duration of coverage. Our attorneys fight to maximize business interruption recoveries for New Orleans area business owners affected by storm damage.

Insurance companies routinely dispute the cause of damage, question the extent of losses, or apply policy exclusions to minimize hurricane claim payouts. Our attorneys review your policy, your adjuster’s report, and all available evidence to identify where your insurer has fallen short of its obligations and build a compelling case for the full amount you are owed.

If your New Orleans home is uninhabitable after a hurricane, your homeowners policy may cover the cost of temporary housing, meals, and other additional living expenses while repairs are completed. Insurers sometimes dispute the scope or duration of ALE coverage. Our attorneys ensure you receive the full living expense coverage your policy provides throughout the entire period your home remains uninhabitable.

Businesses, apartment complexes, commercial buildings, and rental properties throughout New Orleans face unique challenges in the aftermath of a hurricane — including complex multi-party insurance arrangements, lease disputes, and regulatory requirements affecting reconstruction. Our attorneys handle commercial property hurricane damage claims with the specialized expertise these cases require.

In the aftermath of hurricanes, fraudulent contractors prey on desperate New Orleans homeowners — taking deposits, performing substandard work, or abandoning projects entirely. When contractor fraud leaves you with additional property damage or unfinished repairs, our attorneys pursue claims against fraudulent contractors and explore all available insurance remedies on your behalf.

Deadlines vary depending on your policy and the type of claim. Louisiana law generally requires insurers to acknowledge claims within 30 days and pay or deny within 30 days of receiving satisfactory proof of loss. Your policy may contain its own suit limitation provisions. Contact an attorney as soon as possible after a storm to make sure all applicable deadlines are met.

A denial is not the end of the road. Insurance companies frequently deny valid hurricane damage claims on grounds that can be successfully challenged — including disputes about the cause of damage, application of exclusions, or insufficient documentation. Our attorneys review your policy and denial letter in detail and build a compelling case for coverage.

Do not accept without speaking with an attorney. Insurance companies are trained to offer quick, low settlements before you fully understand the value of your losses. Once you sign a release, you typically cannot pursue additional compensation.

Louisiana law imposes duties on insurance companies to investigate claims promptly and pay valid claims in good faith. When an insurer unreasonably delays, denies, or underpays a valid claim, Louisiana statutes provide for penalties of up to 50% of the owed amount plus attorney’s fees. Our attorneys evaluate every hurricane damage case for potential bad faith claims.

Nothing upfront. Our hurricane damage lawyers work on a contingency fee basis — you pay nothing unless we recover compensation for you. No upfront costs, no hourly fees, no out-of-pocket expenses.

A public adjuster can help document your damages, but they cannot provide legal advice, pursue bad faith claims, or litigate on your behalf. When an insurance company disputes your claim, an experienced hurricane damage attorney provides legal expertise that goes beyond what a public adjuster can offer.